Overview
This article answers the most common questions traders have about the Instant Funded Plan, including how instant funding works, when payouts can be requested, how risk rules are enforced, and what options are available if an account is breached.
If there is any conflict between this article and other Instant Funded documentation, the Rules, Risk Parameters & Consistency article takes precedence.
Account Structure & Access
Is Instant Funded an evaluation or challenge?
No.
Instant Funded accounts are fully funded from day one. There is no evaluation, no passing requirement, and no activation step after purchase.
When can I start trading?
Immediately.
Once your Instant Funded account is issued, you may begin trading right away under funded account rules.
Is there a profit target I need to reach?
No.
Instant Funded accounts do not have profit targets. Payout eligibility is based on trading days, rule compliance, and consistency—not reaching a specific profit amount.
Payouts & Eligibility
What profit split does Instant Funded use?
Instant Funded accounts operate under a 90% profit split on approved payouts.
How many trading days are required before requesting a payout?
Instant Funded accounts must complete 7 trading days before submitting a payout request.
A trading day is counted when at least one trade is placed between 6:00 PM EST and 5:00 PM EST the following day.
Is there a consistency rule?
Yes.
A 20% consistency rule applies from day one because Instant Funded accounts are funded immediately.
The rule:
Applies only to payout calculations
Does not limit how much profit you can make
Limits how much of a payout can come from a single trading day
Any profit excluded due to consistency remains in the account and may be used for future payouts.
Are large winning days allowed?
Yes.
Large winning days are allowed. Restrictions apply only when calculating payouts under the consistency rule.
Risk Rules & Account Limits
Is there a Daily Loss Limit?
Yes.
A Daily Loss Limit applies to all Instant Funded accounts and resets each trading day.
If the Daily Loss Limit is reached:
Trading is restricted for the remainder of the day
The account remains active
Trading resumes the next trading session
How does the trailing drawdown work?
Instant Funded accounts use an End-of-Day trailing drawdown:
Updated only after the trading session closes
Trails upward as new end-of-day equity highs are reached
Never moves downward
Breached only if the account closes below the drawdown level
Intraday drawdowns are allowed as long as the account closes above the drawdown.
What happens if I breach the trailing drawdown?
Breaching the trailing drawdown results in account failure. The account may be reset for a fee if you wish to continue trading.
Resets & Account Management
Can I reset my Instant Funded account?
Yes.
Instant Funded accounts may be reset for a fee.
A funded reset:
Restores the account to its original starting balance
Resets drawdown parameters
Clears accumulated profits
Does not affect previous payouts
Do reset fees refund my original purchase?
No.
Reset fees do not refund or credit the original purchase price. They are charged to restart the account.
Payout Reviews & Denials
What happens if my payout is denied?
A payout denial does not close your account.
If a payout is denied:
You may continue trading
You may redistribute profits across additional trading days
You may submit a new payout request once conditions are met
Why might a payout be denied?
Common reasons include:
Consistency requirements not met
Insufficient trading days
Profits generated using prohibited trading behavior
Risk rule violations
Trading Behavior & Compliance
What trading behavior is not allowed?
The following may result in profit exclusion, payout denial, or account termination:
Intentional microscalping
Circumventing risk controls
Exceeding position-size limits
Abusive or non-standard trading behavior
Final Notes
Instant Funded accounts are not evaluations
All rules apply immediately
There is no profit cap
Consistency affects payouts only
Funded resets are available
No monthly fees apply