Overview
This article explains how payouts work for Instant Funded accounts, including profit split, eligibility requirements, minimum trading days, consistency application, and the payout review process. Because Instant Funded accounts are issued as fully funded accounts immediately, all rules in this article apply from the first trading day.
Payouts are subject to compliance review and are approved only when all payout conditions are satisfied.
Profit Split
Instant Funded accounts operate under a 90% profit split.
Traders receive 90% of approved profits
The remaining portion is retained by the firm
The profit split applies to approved payout amounts only
There is no cap on total profits that can be generated.
Minimum Trading Days to Request a Payout
Instant Funded accounts must complete a minimum of 7 trading days before submitting a payout request.
Definition of a Trading Day
A trading day is counted when at least one trade is placed between 6:00 PM EST and 5:00 PM EST the following day.
Trading days do not need to be consecutive
The trading day counter resets after each approved payout
Payout Eligibility Requirements
A payout request becomes eligible for review only when all of the following conditions are met:
Minimum 7 trading days completed since account issuance or last payout
Account balance is above the trailing drawdown level
Daily Loss Limits were not breached
Position-size limits were respected at all times
Profits were generated using compliant trading behavior
Consistency requirements are satisfied
Meeting profitability alone does not guarantee payout approval.
20% Consistency Rule (Payout Calculations Only)
The 20% consistency rule applies to all Instant Funded payout requests and is used only to calculate payout amounts.
How the Consistency Rule Works
When submitting a payout request:
No single trading day may contribute more than 20% of the total profits included in that payout
Profit above the 20% threshold is excluded from the payout calculation
Excluded profits remain in the account
The account is not breached, restricted, or reset
This rule does not limit how much profit a trader may generate overall.
Example
If a payout request includes $8,000 in profits:
Maximum allowed from one trading day: $1,600
If one day produced $2,500:
$1,600 is eligible for payout
$900 remains in the account for future payouts
Payout Review & Approval Process
All payout requests undergo a compliance review to verify:
End-of-Day trailing drawdown compliance
Daily Loss Limit compliance
Position-size compliance
Consistency compliance
Acceptable trading behavior
Only compliant profits are approved for payout.
Approved payouts are processed after review completion. Processing times may vary depending on volume and verification requirements.
Payout Denials
A payout request may be denied if:
Consistency requirements are not met
Required trading days have not been completed
Profits were generated through prohibited trading behavior
Risk rules were breached
A payout denial does not close the account.
After a denial:
Trading may continue
Profits may be redistributed across additional trading days
A new payout request may be submitted once conditions are met
Important Clarifications
Instant Funded accounts are funded from day one
There are no evaluation payouts
There is no profit cap
Large winning days are allowed
Consistency affects payout calculations only
Key Takeaways
Instant Funded accounts use a 90% profit split
7 trading days are required before payout requests
Consistency applies only to payout calculations
Excess profits remain in the account
All payouts are subject to compliance review