Skip to main content

Growth Plan – Funded Rules & Payout Eligibility

Simulated Funded Account | 90% Profit Split | Payout Conditions Explained

Updated over a week ago

Overview

This article explains how the Growth Plan operates after the evaluation is passed, including funded account rules, daily loss limits, payout eligibility requirements, and how profits are reviewed prior to payout approval. These rules apply only after a Simulated Funded Account is issued. Once funded, evaluation-phase rules no longer apply. The trader operates under funded-phase risk controls designed to protect capital while allowing consistent payout access.


Transition From Evaluation to Funded

After passing the Growth Plan evaluation:

  1. The account status is marked as Passed

  2. A Simulated Funded Account is issued automatically

  3. Funded-phase rules take effect immediately

  4. The trader begins working toward payout eligibility

The Growth Plan does not require an activation fee. Payouts are not available on evaluation accounts.


Funded Account Structure

Growth Plan funded accounts operate under a 90% profit split and use an End-of-Day trailing drawdown, combined with a Daily Loss Limit that resets each trading day.

Rule Category

Funded Account Rules

Profit Split

90% to the trader

Drawdown Type

End-of-Day trailing drawdown

Daily Loss Limit

Enforced

Consistency Rule

20% (payout calculation only)

Min Trading Days to Payout

7

Reset Option

Not available


Daily Loss Limit (Funded Phase)

Once funded, a Daily Loss Limit (DLL) applies to all Growth Plan accounts. This limit controls the maximum allowable loss per trading day and resets at the start of each new trading session.

Daily Loss Limit by Account Size

Account Size

Daily Loss Limit

$25,000

$500

$50,000

$1,250

$100,000

$2,500

$150,000

$3,750

If the Daily Loss Limit is reached:

  • Trading is restricted for the remainder of the trading day

  • The account remains active

  • Trading may resume the next trading session

The Daily Loss Limit is enforced in addition to the trailing drawdown.


End-of-Day Trailing Drawdown (Funded Phase)

Funded Growth Plan accounts use the same End-of-Day trailing drawdown structure applied during evaluation.

Account Size

Trailing Drawdown

$25,000

$1,000

$50,000

$2,000

$100,000

$4,000

$150,000

$5,000

The drawdown:

  • Updates only after the trading session closes at 5:00 PM EST

  • Trails upward as new end-of-day equity highs are reached

  • Never moves downward

  • Is breached only if the account closes the day below the drawdown level

Intraday equity fluctuations are allowed provided the account closes above the drawdown.


Position Size Limits (Still Enforced)

Maximum position size limits continue to apply in the funded phase. Traders must not exceed these limits at any time.

Account Size

Max Position Size

$25,000

2 Minis / 20 Micros

$50,000

4 Minis / 40 Micros

$100,000

6 Minis / 60 Micros

$150,000

10 Minis / 100 Micros

Exceeding position limits, even momentarily, is considered a rule violation and may result in account restriction or termination.


20% Consistency Rule (Funded Accounts Only)

The 20% consistency rule applies only to funded Growth Plan accounts and is used solely for payout calculations.
It does not limit how much profit a trader can make and does not restrict account growth.

When requesting a payout, no single trading day may contribute more than 20% of the total profits included in that payout request.

How Excess Profit Is Handled

  • Profit above the 20% threshold is excluded from the payout calculation

  • Excluded profit remains in the account

  • The account is not breached or penalized


Minimum Trading Days to Request a Payout

Funded Growth Plan accounts must complete a minimum of 7 trading days between payout requests.

A trading day is counted when at least one trade is placed between 6:00 PM EST and 5:00 PM EST the following day.

The trading-day counter resets after each approved payout.


Payout Review Process

All payout requests undergo a compliance review to verify:

  • Daily Loss Limit compliance

  • Trailing drawdown compliance

  • Position-size compliance

  • Consistency rule compliance

  • Acceptable trading behavior

Profits generated through prohibited practices, including intentional microscalping or system abuse, may be excluded from payout calculations.

A denied payout does not close the account. Traders may continue trading, regenerate compliant profits, and submit a new payout request once conditions are met.


Important Notes

  • There is no profit cap on funded Growth Plan accounts

  • Large winning days are allowed

  • Consistency affects payout calculations only, not account status

  • Funded Growth Plan accounts cannot be reset


Key Takeaways

  • Growth Plan funded accounts operate under a 90% profit split

  • Daily Loss Limits apply in the funded phase

  • End-of-Day trailing drawdown remains active

  • Consistency applies only to payout calculations

  • 7 trading days are required between payout requests

Did this answer your question?