Overview
This article explains how the Zero Plan works after you become funded, including funded account rules, daily loss limits, payout eligibility requirements, and how profits are reviewed before payouts are approved. These rules apply only after the evaluation phase is passed and the funded account is issued. Once funded, the evaluation account is no longer relevant. The trader operates a Simulated Funded Account, and a new rule set replaces all evaluation-phase requirements.
Transition From Evaluation to Funded
After passing the Zero Plan evaluation:
The account status is marked as Passed
The trader pays the required one-time activation fee
A Simulated Funded Account is issued
Funded rules immediately take effect
Payouts are not available on evaluation accounts. All payouts are processed exclusively from funded accounts.
Funded Account Structure
Zero Plan funded accounts operate under a 90% profit split and use an End-of-Day trailing drawdown, combined with a Daily Loss Limit that resets each trading day.
Rule Category | Funded Account Rules |
Profit Split | 90% to the trader |
Drawdown Type | End-of-Day trailing drawdown |
Daily Loss Limit | Enforced |
Consistency Rule | 20% (payout calculation only) |
Min Trading Days to Payout | 10 |
Reset Option | Not allowed |
Daily Loss Limit (Funded Phase Only)
Once funded, a Daily Loss Limit (DLL) is enforced. This limit controls the maximum loss allowed per trading day and resets at the start of each new trading session.
Daily Loss Limit by Account Size
Account Size | Daily Loss Limit |
$25,000 | $500 |
$50,000 | $1,250 |
$100,000 | $2,500 |
$150,000 | $3,750 |
If the Daily Loss Limit is reached:
Trading is restricted for the remainder of the trading day
The account remains active
Trading may resume the next trading session
The Daily Loss Limit does not replace the trailing drawdown. Both limits are enforced simultaneously.
End-of-Day Trailing Drawdown (Funded Phase)
Funded Zero Plan accounts continue to use the same End-of-Day trailing drawdown values that applied during evaluation.
Account Size | Trailing Drawdown |
$25,000 | $1,000 |
$50,000 | $2,000 |
$100,000 | $4,000 |
$150,000 | $6,000 |
The drawdown:
Updates only after the trading session closes at 5:00 PM EST
Trails upward as new end-of-day equity highs are reached
Never moves downward
Is breached only if the account closes the day below the drawdown level
Intraday equity fluctuations are allowed, provided the account closes above the drawdown.
Position Size Limits (Still Enforced)
Maximum position size limits remain enforced on funded accounts. Traders must not exceed these limits at any time.
Account Size | Max Position Size |
$25,000 | 2 Minis / 20 Micros |
$50,000 | 4 Minis / 40 Micros |
$100,000 | 6 Minis / 60 Micros |
$150,000 | 10 Minis / 100 Micros |
Exceeding position limits, even momentarily, is considered a rule violation and may result in account restriction or termination.
20% Consistency Rule (Funded Accounts Only)
The 20% consistency rule applies only to funded accounts and is used solely for payout calculations.
It does not limit how much profit a trader can make and does not restrict account growth.
When requesting a payout, no single trading day may contribute more than 20% of the total profits included in that payout request.
How Consistency Is Handled
Excess profit above the 20% threshold is excluded from the payout calculation
The excluded profit remains in the account
The account is not breached or penalized
Example
If a payout request includes $10,000 in profits:
Maximum allowed from one day: $2,000
If one day produced $3,500:
$2,000 counts toward the payout
$1,500 remains in the account for future payouts
Minimum Trading Days to Request a Payout
Funded Zero Plan accounts must complete a minimum of 10 trading days between payout requests.
A trading day is counted when at least one trade is placed between 6:00 PM EST and 5:00 PM EST the following day.
The trading day counter resets after each approved payout.
Payout Review Process
All payout requests undergo a compliance review to verify:
Daily Loss Limit compliance
Trailing drawdown compliance
Position-size compliance
Consistency rule compliance
Acceptable trading behavior
Profits generated through prohibited practices, including intentional microscalping or system abuse, may be excluded from payout calculations.
A denied payout does not close the account. Traders may continue trading, regenerate compliant profits, and submit a new payout request once conditions are met.
Important Notes
There is no profit cap on funded accounts
Large winning days are allowed
Consistency affects payout calculations, not account status
Zero Plan funded accounts cannot be reset
Key Takeaways
Funded Zero Plan accounts operate under a 90% profit split
Daily Loss Limits apply only once funded
End-of-Day trailing drawdown remains active
Consistency applies only to payout calculations
10 trading days are required between payout requests