Overview
This article explains how payout cycles, payout targets, and payout caps work across all funded accounts. Once an account reaches the funded stage, payouts follow a seven-cycle structure, where each cycle defines:
A required payout target percentage
A maximum withdrawal amount, based on account size
Payout caps and payout targets apply only to withdrawals. They do not limit trading activity or total profit generation. Any profit exceeding the active cycle’s withdrawal cap remains in the account and may be withdrawn in future payout cycles.
What Is a Payout Cycle?
A payout cycle represents a withdrawal stage that must be completed in order. Each cycle includes:
A minimum payout target percentage
A maximum withdrawal limit
Traders begin at Cycle 1 and progress sequentially through Cycle 7. After completing Cycle 7, the account remains on Cycle 7+ limits for all future payouts.
Payout Cycle Progression Rules
There are 7 payout cycles
Cycles must be completed sequentially
Cycles cannot be skipped or combined
Advancement occurs only after an approved payout
Denied or rejected payouts do not advance the cycle
Payout Cycles, Targets & Withdrawal Limits
Cycle | Payout Target % | $25K Max | $50K Max | $100K Max | $150K Max |
1 | 6% | $1,000 | $1,000 | $1,500 | $2,000 |
2 | 4% | $1,000 | $1,250 | $1,750 | $2,250 |
3 | 4% | $1,000 | $1,500 | $2,000 | $2,500 |
4 | 4% | $1,000 | $1,750 | $2,250 | $2,750 |
5 | 4% | $1,000 | $2,000 | $2,500 | $3,000 |
6 | 4% | $1,000 | $2,250 | $2,750 | $3,250 |
7+ | 4% | $1,000 | $2,500 | $3,000 | $3,500 |
Important Note on $25,000 Accounts
For $25,000 funded accounts, the maximum withdrawal amount is $1,000 per payout, including Cycle 7 and beyond.
This does not limit total profits. It only limits how much may be withdrawn per payout request.
Minimum Payout Amounts
Each payout request must also meet the minimum payout amount for the account size.
Account Size | Minimum Payout |
$25,000 | $250 |
$50,000 | $500 |
$100,000 | $1,000 |
$150,000 | $1,500 |
Payout requests below the minimum amount are not eligible for review.
What Happens If You Exceed a Cycle Limit
If your available profit exceeds the maximum withdrawal amount for the active payout cycle:
The payout is approved up to the cycle limit
Any excess profit remains in the account
The account remains active and unchanged
Remaining profit may be withdrawn in future payout cycles
No profits are removed, penalized, or forfeited for exceeding a cycle limit.
Interaction With Other Payout Rules
Payout cycles and payout caps apply in addition to all other payout requirements, including:
Minimum trading day requirements
20% consistency rule (used for payout calculations only)
Risk and trading behavior compliance checks
All payout conditions must be satisfied for approval.
Cycle Advancement & Resets
Cycle advancement occurs only after a successful payout
Denied payouts do not advance the cycle
If an account is reset, payout cycle progression may also reset depending on the plan rules
Important Clarifications
Payout caps do not cap total profits
Payout caps do not cause account failure
Excess profits always remain accessible
Payout limits scale by account size
Cycle 7+ represents the final ongoing payout tier
Example Scenario
A $100,000 funded account is currently in Cycle 4:
Payout target: 4%
Maximum withdrawal: $2,250
Available profit: $3,400
Approved payout: $2,250
Remaining profit: $1,150, which stays in the account and may be withdrawn in future payout cycles.
Key Takeaways
Funded accounts use a 7-cycle payout structure
Each cycle has a defined payout target and withdrawal cap
Limits scale by account size
Excess profits always remain in the account
Cycle 7+ applies indefinitely